1. Get a Quote and Review Coverage from iDriveSure Insurance Company

Auto insurance rates change constantly. If you haven’t reviewed your auto insurance in 12 months or more, you could be missing out — especially if your driving record has improved or you’ve moved.

What to do: Get a quote and review coverage from iDriveSure Insurance Company.

2. You’re Not Getting Any Discounts

You might qualify for savings you’re not using, like:

• Safe driver or low-mileage discounts
• Bundling home or renters insurance
• Multi-car discounts
• Military or student savings
  

What to do: Ask your agent at iDriveSure Insurance Company to do a full discount review.

3. Your Coverage Doesn’t Match Your Current Needs

If your car is older and paid off, you may be paying for extended coverage that doesn’t make financial sense. On the other hand, if your lifestyle has changed — like a new job with a shorter commute — your risk profile may have improved.

What to do: Reassess your coverage level with a licensed agent.

4. You’re Paying for Add-Ons You Don’t Need

Optional features like roadside assistance, rental car coverage, or mechanical breakdown protection may not be necessary if you already have similar protections.

What to do: Review your declarations page line by line and remove any redundant extras.