Utah Car Insurance Made Easy

Drive Confidently with iDriveSure

Get the Right Coverage

From accidents to windstorms—our flexible insurance options help protect you from life’s unpredictable moments. Start your quote today and personalize your coverage to fit your needs.

Bodily Injury Liability

Covers the cost of injuries you cause to other people in an accident, with minimums of $30,000 per person and $65,000 per accident.

Property Damage Liability

Covers damage you cause to someone else's property, with a minimum of $25,000 per accident.

Personal Injury Protection (PIP)

Covers medical expenses, lost wages, and other costs for you and your passengers, with a minimum of $3,000.

Optional Coverages

Collision

Pays for damage to your own vehicle if you hit another car or an object.

Comprehensive

Covers damage to your car from non-collision events like theft, fire, hail, or vandalism.

Rental Reimbursement

Helps cover the cost of a rental car while your vehicle is being repaired after a covered loss.

Uninsured/Underinsured Motorist (UM/UIM)

Covers your medical bills and vehicle damage if you are in an accident with a driver who has no insurance or not enough insurance to cover the costs.

Roadside Assistance or Motor Club Membership:

Covers services like towing, battery jumps, and lockout assistance.

Utah State Limits

Auto Insurance Requirements

These limits are the common—but in many cases, drivers choose higher coverage for extra protection. If your damages exceed these limits, you could be responsible for the difference.

Bodily Injury (Per Person)

Covers medical expenses for one person injured in an accident you cause

$65,000

Bodily Injury (Per Accident)

Covers medical expenses for all people injured in a single accident you cause

$25,000

Property Damage (per accident)

Helps pay to repair or replace another person’s vehicle or property if you’re at fault

$3,000 (per person)

Personal Injury Protection (PIP)

Pays for your medical bills (and sometimes lost wages) after an accident, no matter who was at fault.

$30,000/$65,000

Uninsured Motorist

Covers your injuries if you’re hit by a driver without insurance, up to $30,000 per person / $65,000 per accident.

$10,000/$20,000

Underinsured Motorist

Helps cover your injuries when the at-fault driver’s insurance isn’t enough to pay all your expenses.

Safe & Secure

Budget-Friendly Auto Insurance

Looking for ways to lower your auto insurance bill? iDriveSure offers flexible payment plans and smart savings opportunities. Whether you’re driving fewer miles, maintaining a safe driving record, or going green with our paperless option, we will help tailor your coverage to fit your lifestyle and wallet.

Clean Driving Record

Safe driving pays off—drivers who maintain a valid Utah drivers license with no violations or accidents for the past five years may qualify for lower rates.

Currently Insured?

Congratulations on maintaining continuous financial responsibility by always being insured. That's going to save you money on your new iDriveSure policy. If you've had a lapse in coverage, don't worry, we will help you get back on the road by starting fresh with an iDriveSure auto insurance policy. Keep your iDriveSure policy in force without a lapse in coverage and you may be eligible for additional savings for each year you renew.

More Than One Car?

Insuring multiple vehicles? You could unlock additional savings with a multi-car discount.

Early Shopping Advantage

Switching to iDriveSure is easy. You don't have to wait for your current insurance policy to expire. Shopping ahead of time may earn you a discount for being prepared.

Homeowner?

In select states, owning a home could help you save even more on your car insurance.In some states, homeowners can save on their auto insurance.

Auto Insurance Requirements

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